Mandi, you can definitely help yourself as long as you've got the motivation to do it. Buy the Anxiety and Phobia workbook by Bourne ($20 at Barnes and Noble, I bought mine for $14 off of Amazon.com). Read through the book, and work on the exercises in there religiously, especially the stuff about relaxation, stopping anxious thoughts and exposure therapy. Write out a schedule for yourself to follow and stick to it. See if you can have your b/f help you, or at least have him help keep you motivated. My therapist used a lot of the very same techniques as used in this book, you just need a lot of self-motivation to work through the exercises. There isa way out of this hellhole of emet, even without insurance.
Ultimately we know deeply that the other side of every fear is a freedom. - Marilyn Ferguson
Habituation always defeats fear. - Edmund Bourne