I didn't read all the replies in this post so i might be saying the exact same thing that somebody else has said, but i guess that alright anyway since you asked for opinions.
I don't think it's wrong at all that you're doing it. In the early stages of my phobia (the first two years or so) i was incredibly "selfish" and i didn't care about anyone or anything as long as i didn't have to be exposed to anything connected to v*. My sister v*d in our room once and she was croaking for water and i was so flustered and scared that i ran out of the room screaming "GET YOUR OWN DAMN WATER & F*CK OFF" or something like that Although, i have come to the stage i think in my phobia where i am just so fed up with it. You're not at first, you're still "developing" (i'm talking emets in general here, not you. I don't know where you are in your phobia) your avoidant behavior patterns and "getting to know" the phobia, so you're more keen on avoiding everything you want to avoid and obeying the phobia basically. After a right while of doing this, you just get so fed up with it.
For me it's almost like "i don't care if i v*. I really don't even care anymore. It's good if i do it, maybe it will help." Of course, i still freak out majorly if i feel like i'm actually close to do doing it, but my cognition has changed, i don't think about the whole ordeal in the same way i did in the early stages. I now push through mostly everything, i go to parties and i go on the bus and trains and stuff like that. Everything i used to avoid, i do. With anxiety, some of the time, but not all of the time. I'm slowly tearing the phobia down. I just think you have to reach that stage and be willing within yourself to take that step into beginning to challenge yourself. It's not wrong if that takes a long time, it's individual. Maybe that's why you have this attitude, (regardless of how long you've had the phobia) maybe you just haven't reached that incredibly indifferent, fed up stage yet.