Yeah I totally do not agree with the whole "you create it" perspective. A phobia is a mental illness. A lot of emets do not even know why their phobia began. I for one don't. So no, we did not create it. I also have depression and GAD, and undiagnosed OCD, I did not create those either.

I am agnostic so religion will not be my savior, but I'm glad you have found the thing that worked for you. More power to you, Healed.